A car collision can be life-altering, and just a few moments in time can turn your day upside down as you manage the financial and physical ramifications of the wreck. If you’re driving a rental car, the situation becomes even more complicated. On top of the usual stressors after a collision, most drivers are unsure of the financial consequences of a wreck involving a rental vehicle.
If you find yourself in this unfortunate situation in Georgia, seeking legal guidance is crucial to ensure that you are managing the circumstances properly. At Lazenby Law Group, our experienced team is here to help you navigate the complexities of rental car wreck and provide the support you need.
First Steps After a Wreck
Getting into a car wreck is never a pleasant experience, and the aftermath is typically more complicated when you’re behind the wheel of a rental car. If you find yourself in this situation, taking the right steps can make a significant difference in the outcome of your claim. Fortunately, your initial actions after a collision involving a rental car remain similar to what you’d do after any collision.
After any collision, report the wreck to the authorities and seek medical aid. Gather evidence of what happened and the damage by taking photos of the scene and the vehicles. This initial photographic evidence can make all the difference in showing that you are not liable for the wreck. Exchange information with the other driver, including their insurance information. Contact the rental company to explain what happened, and keep all paperwork related to the incident, including receipts, estimates, and medical bills. These steps can help you build a strong case for compensation.
Insurance Coverage in Rental Car Collision Claims
Navigating insurance coverage in the aftermath of a rental car collision can be a challenge, undeniably more complex than a wreck while driving your own vehicle. Sometimes your personal auto policy may not cover damages to rental vehicles. Therefore, it is essential that you take the necessary steps to protect yourself.
Rental car companies typically offer supplemental insurance that can be added to your contract. This coverage offers at least some level of protection should you be involved in a collision with the rental vehicle. However, these policies may not offer all necessary coverages, so you may be left with additional costs even with these policies in place. Before renting a vehicle, it’s best to reach out to your auto insurance carrier and learn what coverages may apply to the vehicle you rent.
If you put the cost of the rental vehicle on a credit card, you may also have some limited coverage for rental vehicles built into the card’s terms and conditions. The coverage included through a credit card varies widely, so actively review the terms and conditions of your card to determine what may be covered by this benefit.
But What if I Was Not At Fault?
If you find yourself in a rental car collision where the fault lies with another driver, understanding your rights and legal options is crucial. Contact your rental car company promptly after the collision to explain what happened. The company will explain what damages may be covered under any insurance you purchased from them. They will also explain how the rental company will be compensated for the damages to their property.
Your rental agreement should detail the expected course of action after a wreck. The at-fault driver will ultimately be required to cover repair or replacement costs. Moreover, if you can demonstrate that you were not at fault in the wreck, you should not bear the burden of the damages. Receiving appropriate compensation from the at-fault driver can be complicated, but the experts at Lazenby Law Group can help you navigate the complexities of insurance coverage and ensure you receive fair recompense.
Expert Legal Support for You
Dealing with a rental car collision in Georgia can be overwhelming, especially when you were not at fault. Lazenby Law Group is here to provide the legal support you need to navigate the complexities of insurance claims, ensuring you receive the compensation you deserve. We understand the unique challenges of rental car wrecks and are dedicated to advocating for your rights.
Our team brings decades of experience and a proven track record of results, so you can be sure that your case will be handled with professionalism and expertise. If you or someone you know has been involved in a rental car collision, schedule your free consultation today. Your recovery and justice are our top priorities.
